Where Solo Women Travelers Find Travel Companions!

Women Travel Abroad App Terms & Conditions



This Terms & Conditions agreement (the “Agreement” or “Terms” or “Terms of Use”) is made by and between Reflections On The Bayou LLC, d/b/a Women Travel Abroad Connect, a Missouri limited liability, registered as a Utah foreign LLC (“WTA” or “Company” or “us” or “we” or “our”) and you the user of WTA’s services (“you,” “your” or “User”). This Agreement describes the terms and conditions applicable to your access of and use of WTA’s mobile application (“WTA Connect”) located at: and WTA’s other social sites not limited to Facebook, Instagram, LinkedIn, Twitter, YouTube, and others (the “Site” or “App” or “Platform”). User expressly represents and warrants that by accessing any of our Sites (even just browsing one of our Sites is considered “use” of our Site), you agree to these Terms (“Consent”). You intend to be legally bound by your Consent, you are aware that we will rely on your Consent, and you waive any defenses to the enforcement of the terms of this Agreement based on the form of Consent.

DISCLAIMER: WTA makes no representation or warranty regarding the:

  • Authenticity of the App Users, Planners, Travelers, or any travel companion,

  • Quality of the trip or the trip Planner,

  • Participation and the outcome of the trip experience, or

  • Timing of the delivery of the trip details.

Assumption of Risk. The use of the App is at your sole risk. The App and any information or service provided through the App is provided on an “as is” and “as available” basis. WTA expressly disclaims all warranties of any kind, whether express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We make no warranty that (1) the App will meet your requirements, (2) the App, and any information or service provided by the App, will be uninterrupted, timely, secure, or error-free, (3) the results of using the App, and any information or service provided by the App, will be accurate or reliable, (4) the quality of any products, services, information, or other material purchased or obtained through your use of the App will meet your expectations, or (5) that any errors in any software utilized by the App will be corrected. No advice or information, whether oral or written, obtained by you from or through WTA, will create a warranty not expressly stated in these Terms of Use.

Changes to the Terms of Use. This Agreement may be modified at any time by us upon posting of the modified Agreement. Any such modifications will be effective immediately. You can view the most recent version of these terms at any time at Each use by you will constitute and be deemed your unconditional acceptance of this Agreement.

WTA Connect. The App connects women with other women who register with the App as potential travel companions (“Travelers”) to a variety of participating trip planners (“Planners”) (collectively identified as “Users”). Planners are individual Travelers who upgrade from Traveler to Planner by providing WTA with additional information as requested by WTA. Planners plan a trip and share the details of the trip on the App. Travelers and Planners will use the WTA messaging tool to ask questions and for Travelers to submit requested information by Planners to verify if the Traveler is a good fit for the Trip. WTA services are designed to allow Planners to post a bio and an itinerary of a trip (“Trip”) to the App which will enable Travelers to connect with the Planner who will determine if they are a good fit. If the Traveler is determined a good fit for a Trip, Traveler will have a limited amount of time to confirm the details of Trip as determined by the Planner. The App will provide Travelers with the Trips via the App that are unavailable to those persons who are not registered as Travelers.

Trips. Planners will establish Trips utilizing the App. As part of a Trip, Planners can provide details of a Trip by using images, videos, and by choosing other available options such as but not limited to information about flights, passport requirements, hotels, excursions, travel insurance, etc. Company will use its best efforts to ensure that any Trips listed meet its community guidelines. Trips that fall outside of Company’s community guidelines will be removed.

Services. “Services” offered on the App provides you with third-party information about travel, provides identity verification of Traveler’s, identity verification and processing of a background check of Planners, and a “messaging tool” for Travelers and Planners to connect and communicate with each other about Trips.

WTA has full discretion over which Services are offered on the App. Additionally, WTA can, in its full discretion, determine whether a Trip is eligible for listing, whether a Traveler’s identity can be verified, and whether a Trip Planner’s identity can be verified, and a background check cleared.

Background Checks. You understand and agree that any processing of a background check is handled by a third-party vendor and not the Company (“Background Check”) pursuant to the terms and conditions of the third-party Background Check vendor’s privacy policies and terms of use. You agree that the third-party Background Check vendor, and not the Company, is solely responsible for the processing of you or another User’s background, and the Company will not be liable for any damages, claims or liabilities arising from any such Background Check that is processed.

Safety. WTA is not responsible for the conduct of Travelers and Planners, and we are not responsible for any events, losses, or damages due to the usage of the Services. Although we do our best to verify the authenticity of WTA Travelers and Planners, we cannot guarantee the security of your communications and interactions with other Travelers and Planners. You are responsible for taking necessary precautions if you decide to travel with WTA Users and meet other Users in person. Traveling, communicating, and meeting other Users is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the App.

Delivery of Service. WTA will facilitate the delivery of any Services that are to be delivered by electronic means. WTA will utilize Traveler and Planner provided email addresses to provide Services through WTA’s messaging tool and electronic mail. WTA makes no representation or warranty concerning the quality of the Services offered on the App.

Profile Registration. To register as a Traveler or as a Planner, you will be prompted to enter certain personal information such as, but not limited to your first and last name, date of birth, gender, billing address, credit card or bank account information, telephone number, email address, address, a recent profile picture, and login credentials such as a username and password (“Profile”), then WTA will review your Profile to verify your identity (“ID”). Once WTA has verified your ID, you will receive an email indicating your access to start using the App.

It is your responsibility to understand how your money and your personal information will be used and you assume all risk associated with such registration (see Disclaimer above). WTA is not responsible for any offers, promises, rewards or promotions made or offered by Planners. We do not and cannot verify the details of the Trip that Planners list on the App.

Purchases. All purchases are at your own risk. It is your responsibility to understand the terms of the purchase that you will be required to review and accept at check out. To submit payment for a purchase, you are required to provide Payment Information” such as a credit card or bank account information and additional information, such as an email address, name, and mailing address. You authorize Company to charge your credit card, ACH, or other method of payment that you input as requested at checkout. If you purchase any items from the Site, then you will be charged according to the items purchased, in addition to applicable sales tax and shipping costs.

Third-Party Payment Vendor. You understand and agree that the Payment Information is collected and processed by a “Third-party Payment Vendor” pursuant to the terms and conditions of the Third-party Payment Vendor’s privacy policies and terms of use. You agree that the Third-party Payment Vendor, and not the Company, is solely responsible for the Payment Information, and the Company will not be liable for any damages, claims or liabilities arising from you providing the Payment Information.

No Refund Policy. WTA has a “No Refund Policy” which means that the fees charged for any purchases are fully earned by WTA at the time of payment and the funds that you pay belong to the Company. You will not receive a refund for any purchases. If you have any questions, please contact us before making a purchase.

Accessing the Site and Account Security. We reserve the right to withdraw or amend this App, and any service or material we provide on the Site, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Site is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Site, or the entire Site, to users, including registered users. You are responsible for:

  • Making all arrangements necessary for you to have access to the Site.

  • Ensuring that all persons who access the Site through your internet connection are aware of these Terms of Use and comply with them.

To access the Site or some of the resources it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of the Site that all the information you provide on the Site is correct, current, and complete. You agree that all information you provide to register with this Site or otherwise, including but not limited to using any interactive features on the Site, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.


If you choose, or if you are provided with any piece of information as part of our security procedures such as a PIN #, you must treat such information as confidential, and you must not disclose it to any other person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to this Site or portions of it using your username, password, or other security information. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use caution when accessing your account from a public or shared computer so that others are not able to view or record your personal information.


We have the right to disable any user at any time, in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of this Agreement.


Modification and Termination of the Site. We reserve the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Site or any service provided by the Site with or without notice. You agree that we will not be liable to you or any third party for any modification, suspension or discontinuance of the Site or any service.

Ownership. You acknowledge and agree that the Services and any necessary software used in connection with any Service (“Software“) contain proprietary and confidential information that is the property of WTA and its licensors and is protected by applicable intellectual property and other laws. No rights or title of, to any of the Software used in connection with any Service is provided, transferred, or assigned to you. You further acknowledge and agree that content contained in advertisements or information presented to you through any Service or advertisers is protected by copyright, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly authorized by us or advertisers, which authorization will not be unreasonably withheld, you agree not to modify, rent, lease, loan, sell, distribute, or create derivative works based on the Service or Software, in whole or in part.

Intended Audience. This Site is intended for adults only. This Site is not intended for any children under the age of 13.

Trademarks. You acknowledge WTA’s exclusive rights in the WTA trademark and service mark. Trademarks, service marks, logos, and copyrighted works appearing in this Site are the property of WTA. We retain all rights with respect to any of WTA’s respective intellectual property appearing on the Site, and no rights in such materials are transferred or assigned to you.

Reliance on Information Posted. The information presented on or through the Site is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Site, or by anyone who may be informed of any of its contents.


This Site may include content provided by third parties. All statements and opinions expressed in content other than the content provided by us, are solely the opinions and the responsibility of the person or entity providing such content. We are not responsible, or liable to you or any third party, for the content or accuracy of any content provided by any third parties.


Content. WTA Services allow you to post, link, store, share and make available certain information, text, graphics, videos, or other material or intellectual property (“Content”). You give WTA a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use any of your shared Content, including pictures and public comments, for all purposes without the need to compensate you. However, you are solely responsible for the accuracy, lawfulness and having the appropriate rights to your Content before publishing or sharing via the App. We continue to reserve the right to delete content and accounts that WTA determines to breach or violate this Agreement or otherwise be harmful in any way to other Users of the App.

Compliance with Laws. You must abide by all Federal, State, and local laws. If you are outside the United States you must comply with all local laws with respect to your online conduct, as well as the export of data to the United States or to your country or residence.

Indemnification. You agree to indemnify and hold WTA, its subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, and contractors (the “Indemnified Parties”) harmless from any breach of this Agreement by you. You agree that the Indemnified Parties will have no liability in connection with any such breach or unauthorized use, and you agree to indemnify all resulting loss, damages, judgments, awards, costs, expenses, and attorneys’ fees of the Indemnified Parties. You will also indemnify and hold the Indemnified Parties harmless from and against any claims brought by third parties arising out of your use of any content or information or service accessed from this Site.

Limitation of Liability. The Company, its subsidiaries, affiliates, licensors, content providers, service providers, employees, agents, officers, directors, and contractors (collectively identified as “Affiliates”) will not be liable for any incidental, direct, indirect, punitive, actual, consequential, special, exemplary, or other damages, including loss of revenue or income, loss of data, pain and suffering, emotional distress, or similar damages, even if we have been advised of the possibility of such damages, such damages were reasonably foreseeable or we were grossly negligent. In no event will the collective liability of the Company and its Affiliates, regardless of the form of action (whether in contract, tort, or otherwise), exceed the greater of the amounts you have paid to the Company for the use of the Site, or any Services the Company provides.

Limitation of Time to File Claims. Any cause of action or claim you may have relating to this Site, any Services provided by the Company, or the Terms of Use must be commenced within ONE (1) year after the cause of action accrues otherwise such cause of action or claim is permanently barred.

Prohibited Uses. You may use the Site only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Site:

  • In any way that violates any applicable federal, state, local or international law or regulation;

  • For the purpose of exploiting, harming or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information or otherwise;

  • To send, knowingly receive, upload, download, use or re-use any material which does not comply with the terms of this Agreement;

  • To transmit, or procure the sending of, any advertising or promotional material without our prior written consent, including any “junk mail”, “chain letter” or “spam” or any other similar solicitation;

  • To impersonate or attempt to impersonate WTA, including the Company’s Affiliates, another User or any other person or entity, including, without limitation, by using e-mail addresses or screen names associated with any of the foregoing; or

  • To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the Site, or which, as determined by us, may harm us or users of the Site or expose them to liability.

Additionally, you agree not to:

  • Use the Site in any manner that could disable, overburden, damage, or impair the Site or interfere with any other party’s use of the Site, including their ability to engage in real time activities through the Site;

  • Use any robot, spider or other automatic device (unless you create a script to download your personal transactions), process or means to access the Site for any purpose, including monitoring or copying any of the material on the Site;

  • Use any manual process to monitor or copy any of the material on the Site or for any other unauthorized purpose without our prior written consent;

  • Use any device, software or routine that interferes with the proper working of the Site;

  • Introduce any viruses, trojan horses, worms, logic bombs or other material which is malicious or technologically harmful;

  • Attempt to gain unauthorized access to, interfere with, damage or disrupt any parts of the Site, the server on which the Site is stored, or any server, computer or database connected to the Site;

  • Attack the Site via a denial-of-service attack or a distributed denial-of-service attack; or

  • Otherwise attempt to interfere with the proper working of the Site.

Governing Law; Venue; Actions. If there is any dispute about or involving the Site or this Agreement, you agree that any dispute is governed by the laws of the State of Utah without regard to its conflict of law provisions. You agree to personal and exclusive jurisdiction by and venue in the state and federal courts of the county of Salt Lake, located in the state of Utah.

International Use. Although the Site may be accessible worldwide, WTA makes no representation that materials and Software on the Site are appropriate or available for use in locations outside of the United States. Accessing the Site and Software from territories where such content is illegal is prohibited. Users who choose to access the Site and Software from other locations do so on their own initiative and are responsible for compliance with local laws.

Severability. If any provision(s) of this Agreement is held to be invalid or unenforceable for any reason, the remaining provisions will continue to be valid and enforceable. If a court finds that any provision of this Agreement is invalid or unenforceable, but that by limiting such provision it would become valid or enforceable, then such provision will be deemed to be written, construed, and enforced as so limited.

No Waiver of Contractual Right. The failure of the Company to exercise or enforce any right or provision of these Terms of Use will not operate as a waiver of such right or provision or limitation of the Company’s right subsequently to enforce and compel strict compliance with every provision of these Terms of Use. Any waiver of these Terms of Use by the Company must be in writing and signed by an authorized representative of the Company.

Relationship of the Parties. Nothing contained in this Agreement, or your use of the Site will be construed to constitute either party as a partner, joint venturer, employee, or agent of the other party, nor will either party hold itself out as such. Neither party has any right or authority to incur, assume or create, in writing or otherwise, any warranty, liability or other obligation of any kind, express or implied, in the name of or on behalf of the other party, it being intended by both parties that each will remain independent contractors responsible for its own actions.

Entire Agreement. This Agreement constitutes the entire agreement between you and WTA and governs the terms and conditions of your use of the Site, and supersedes all prior or contemporaneous communications and proposals, whether electronic, oral, or written, between you and us with respect to this Site and our Services. Notwithstanding the foregoing, you may also be subject to additional terms and conditions, posted policies (including but not limited to the Privacy Policy), guidelines, or rules that may apply when you use the Site. We may revise the Terms of Use at any time by updating this Agreement and posting it on the Site. Accordingly, you should visit the Site and review the Terms of Use periodically to determine if any changes have been made. Your continued use of this Site after any changes have been made to the Terms of Use signifies and confirms your acceptance of any such changes or amendments to the Terms of Use.

Copyrights Policy. We respect others’ intellectual property rights, and we ask that you do too. We will respond to notices of alleged copyright infringement if they comply with the law and are properly provided to us. We reserve the right to delete or disable content alleged to be infringing and to terminate the accounts of Users who infringe the intellectual property of others. To protect the intellectual property rights of others, we have adopted the following policy in accordance with Section 512 of the Digital Millennium Copyright Act (“DMCA”) with respect to alleged copyright infringement by users of its Site:

  1. Procedure for Reporting Copyright Infringements. If you believe that material residing on or accessible through the Site infringes your copyright, you may provide us with a written notice of the alleged infringement to the Designated Agent listed below. The notice must include the following information:

    1. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

    2. Identification of the copyrighted work claimed to have been infringed;

    3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity, and information reasonably sufficient to permit us to locate the material;

    4. Information reasonably sufficient to permit us to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted;

    5. A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and

    6. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

  2. Removal of Allegedly Infringing Material. Once a proper infringement notice is received by the Designated Agent, we may remove or disable access to the allegedly infringing material. We will make reasonable attempts to notify the User that we have removed or disabled access to the material. We may terminate access to the Site to Users who are repeat offenders.

  3. Counter-Notice Procedure. If a User believes that their material that was removed or to which access was disabled is not infringing upon a copyright, that User must send a counter-notice to the Designated Agent, pursuant to 512(g)(2) and (3) of the Digital Millennium Copyright Act. The counter-notice must contain the following information:

    1. A physical or electronic signature of the User;

    2. The location at which the material appeared before it was removed or access to it was disabled;

    3. A statement under penalty of perjury that the User has a good faith belief that the material was removed or disabled because of a mistake or misidentification of the material to be removed or
      disabled; and

    4. The User’s name, address, and telephone number, and a statement that the User consents to the jurisdiction of Federal District Court for the judicial district in which the address is located,
      or if the User’s address is outside of the United States, for any judicial district in which RMA may be found, and that the User will accept service of process from the person who provided
      notification under subsection (c)(1)(C) or an agent of such person.

If a counter-notice is received by the Designated Agent, we may send a copy of the counter-notice to the original complaining party informing that person that we may replace the removed material or cease disabling it in 10 business days. Unless the copyright owner files an action seeking a court order against the User, the removed material may be replaced or access to it restored after receipt of the counter-notice in accordance with the DMCA.

Designated Agent and Contact for any questions:

Name: Karamel Mccoy


WTA App Privacy Policy

Last modified: January 6, 2023

Introduction. We respect your privacy and are committed to protecting it through our compliance with this “Privacy Policy.”


This Privacy Policy describes the types of information we may collect from you or that you may provide when you visit the Site, as defined in the App’s Terms of Use (located at: and our practices for collecting, using, maintaining, protecting, and disclosing that information. This Privacy Policy applies to information we collect:

  • On this Site.

  • In email, the App’s messaging tool, and other electronic messages between you and this Site.

  • When you interact with us directly or on third-party Sites and services if those applications include links to this Privacy Policy.

  It does not apply to information collected by:

  • us offline or through any other means, including on any other Site operated by WTA or any third party (including our affiliates and subsidiaries); or

  • any third party (including our affiliates and subsidiaries), including through any application or content that may link to or be accessible from or on the Site.

Please read this Privacy Policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, your choice is not to use our Site. By accessing or using this Site, you agree to this Privacy Policy. This Privacy Policy may change from time to time. Your continued use of this Site after we make changes is deemed to be acceptance of those changes, so please check the Privacy Policy periodically for updates.


Children Under the Age of 13. The Site is not intended for children under 13 years of age. No one under age 13 may provide any information to or on the Site. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this Site or on or through any of its features on the Site, make any purchases through the Site, or provide any information about yourself to us, including your name, address, telephone number, or email address. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at:


Information We Collect About You and How We Collect It. We collect several types of information from and about Users of our Site, including information:

  • by which you may be personally identified, such as name, email address, credit card number (”Personal Information”);

  • that is about you but individually does not identify you and

  • about your internet connection, the equipment you use to access our Site and usage details.


We collect this information.

  • Directly from you when you provide it to us.

  • Automatically as you navigate through the Site. Information collected automatically may include usage details, IP addresses, and information collected through cookies.

Information You Provide to Us. The information we collect on or through our Site may include:

  • Information that you provide by filling in forms on our Site. We may also ask you for information when you report a problem with our Site.

  • Records and copies of your correspondence (including email addresses) if you contact us.

  • Details of transactions you carry out through our Site and of the fulfillment of Services or Registrations. You may be required to provide financial information before you can use the Site.

We do not allow information to be published or posted directly on the Site. We do allow information to be transmitted to other users of the Site or third parties.

Information We Collect Through Automatic Data Collection Technologies. As you navigate through and interact with our Site, we may use automatic data collection technologies to collect certain information about your equipment, browsing actions, and patterns, including:

  • Details of your visits to our Site, including any other communication data and the resources that you access and use on the Site.

  • Information about your computer and internet connection, including your IP address, operating system, and browser type.

The information we collect automatically is statistical data and does not include personal information, but we may maintain it or associate it with personal information we collect in other ways or receive from third parties. It helps us to improve our Site and to deliver a better and more personalized service, including by enabling us to:

  • Estimate our audience size and usage patterns.

  • Store information about your preferences, allowing us to customize our Site according to your individual interests.

  • Recognize you when you return to our Site.

The technologies we use for this automatic data collection may include:

  • Cookies (or browser cookies). A cookie is a small file placed on the hard drive of your computer. You may refuse to accept browser cookies by activating the appropriate setting on your browser. However, if you select this setting you will not be able to use our Site. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our Site.


How We Use Your Information. We use information that we collect about you or that you provide to us, including any personal information:

  • To present our Site and its contents to you.

  • To provide you with information, products, or services that you request from us.

  • To provide you with information directly from overseas travel vendors.

  • To fulfill any other purpose for which you provide it.

  • To provide you with any applicable notices about the services or products.

  • To carry out our obligations and enforce our rights arising from any contracts entered into between you and us, including for billing and collection.

  • To notify you about changes to our Site or any products or services we offer or provide though it.

  • Bank account or credit card transaction data: You may choose to purchase products or services from our Site. For such purchases we use a third-party application. We only send the bank account or credit card information and our servers do not store or collect any of your bank account or credit card information.

We work with other companies or developers to offer you products and services and you may choose to sync, link or connect other third-party services from our Site. If you choose to accept these services, providing your consent to either the third party or to us, we may exchange your information, including your Personal Information, as well as information about how you interact with each WTA’s service or product.

Disclosure of Your Information. You CONSENT to us disclosing your information by allowing other Users access to your profile to connect with you as a potential travel companion. Otherwise, we will not disclose aggregated information about our Users from the personal information that we collect, or you provide as described in this Privacy Policy to any third party without your consent. In the following limited circumstances, we may disclose your personal information:

  • To comply with any court order, law, or legal process, including to respond to any government or regulatory request.

  • To enforce or apply our terms of use and other agreements, including for billing and collection purposes.

  • If we believe disclosure is necessary or appropriate to protect the rights, property, or safety of WTA, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction.

Use of Cookies. You can set your browser to refuse all or some browser cookies, or to alert you when cookies are being sent. If you disable or refuse cookies, please note that some parts of this Site may then be inaccessible or not function properly.


Your California Privacy Rights. California Civil Code Section § 1798.83 permits users of our Site that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please send an email


Data Security. We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a login token or link for access to certain parts of our Site, you are responsible for keeping this login token or link confidential. We ask you not to share your login tokens or links with anyone. We urge you to be careful about giving out information in public areas of the internet like message boards.


Unfortunately, the transmission of information via the internet is not completely secure. Although we do our best to protect your personal information, we cannot guarantee the security of your personal information transmitted to our Site. Any transmission of personal information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on the Site.


Changes to Our Privacy Policy. It is our policy to post any changes we make to our Privacy Policy on this page. If we make material changes to how we treat our users’ personal information, we will notify you by email to the primary email address specified in your account and through a notice on the Site home page. The date the Privacy Policy was last revised is identified at the beginning of this Privacy Policy. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Site and this Privacy Policy to check for any changes.


Contact Information.  To ask questions or comment about this Privacy Policy and our privacy practices, contact us at: